Abstract: This study delves into the adoption of Islamic Fintech, examining key factors such as social influence, perceived risk, and compatibility. Data from 207 participants in Jordan was collected and analyzed using SmartPLS software. Results confirm the significant impact of social influence and perceived risk on the willingness to adopt Islamic Fintech, consistent with existing literature. This highlights the importance of these factors in adoption decisions, reflecting broader considerations within Islamic finance, where technology is leveraged to adhere to Sharia principles while delivering tangible benefits. Furthermore, the study underscores the importance of perceived compatibility, particularly regarding religious and ethical values, as a primary driver in adoption. The user-friendly nature of Fintech platforms and their alignment with user values emerge as critical factors shaping adoption.