Abstract: The Fintech industry has grown in importance
globally for staying current with advancements and advances in
the financial industry. The need of technology in financial
institution captured higher attention that signifies Fintech uses
specialized software and algorithms. This research is aimed to
empirically investigate the impact of cryptocurrency regulations
and fintech on growth of innovation in banking sector Dubai UAE.
A total of 209 valid respondents collected from managerial
departments in the banks using convenient sampling technique.
Screened data considered for testing and analysis using SmartPLS
4. A PLS-SEM test run for model evaluation, hypothesis testing,
and construct correlation. The findings support the significant
association between fintech and innovation growth as well as
cryptocurrency regulation is positively associated with innovation
growth. The financial sector can benefit from this research s
findings, and the researchers goal is to learn more about financial
technology